银行卡四要素验证

输入银行卡号、持卡人姓名、持卡人身份证号、银行预留电话,验证此四种信息是否一致,返回验证结果。

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API文档

银行卡四要素验证

调用地址:https://service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com/release/bank_card4/verify

请求方式:GET

返回类型:JSON

API调用: API调用说明(secret_id & secret_key)

去调试

请求参数(Headers)

名称
类型
是否必须
描述
暂无数据

请求参数(Qurey)

名称
类型
是否必须
描述
bankcard
string
银行卡号
idcard
string
身份证号
mobile
string
手机号
name
string
姓名

请求参数(Body)

名称
类型
是否必须
描述
暂无数据

请求示例

import urllib2, ssl, datetime, hmac, base64, hashlib

host = 'service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com'
url = 'https://service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com/release'
path = '/bank_card4/verify'
querys = ''
querys += 'bankcard=5204408086566492&idcard=350301194401279422&mobile=18012345678&name=冯宝宝'
source = 'source'
method ='GET'
GMT_FORMAT = '%a, %d %b %Y %H:%M:%S GMT'

#云市场分配的密钥Id
SecretId='xxx'
#云市场分配的密钥Key
SecretKey='xxx'
dateTime = datetime.datetime.utcnow().strftime(GMT_FORMAT)
auth = "hmac id=\"" + SecretId + "\", algorithm=\"hmac-sha1\", headers=\"date source\", signature=\""
signStr = "date: " + dateTime + "\n" + "source: " + source
sign = hmac.new(SecretKey, signStr, hashlib.sha1).digest()
sign = base64.b64encode(sign)
sign = auth + sign + "\""

bodys = {}
url = url + path + '?' + querys
request = urllib2.Request(url)

request.add_header('Authorization', sign)
request.add_header('Host', host)
request.add_header('Source', 'source')
request.add_header('Date', dateTime)
request.add_header('X-Requested-With', 'XMLHttpRequest')
ctx = ssl.create_default_context()
ctx.check_hostname = False
ctx.verify_mode = ssl.CERT_NONE
response = urllib2.urlopen(request, context=ctx)
content = response.read()
if (content):
	print(content)
curl -v -X GET https://service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com/release/bank_card4/verify ?bankcard=5204408086566492&idcard=350301194401279422&mobile=18012345678&name=冯宝宝-H 'Host:service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com' -H 'Source:source' -H 'Date:Mon, 19 Mar 2018 12:08:40 GMT' -H 'Authorization:hmac id = "AKIDi6qE41WgJ9w8h4h9zq68Vq24d1beIuN0qIwU", algorithm = "hmac-sha1", headers = "date source", signature = yMCxXNytW5nvVGNZ8aBtRxmiLJ4=' -H 'X-Requested-With:XMLHttpRequest' 
//请用云市场分配给您的密钥计算签名并放入请求头,Date为当前的GMT时间
<?php
$host = 'service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com';
$url = 'https://service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com/release';
$path = '/bank_card4/verify';
$method = 'GET';
$source = 'source';

#云市场分配的密钥Id
$SecretId = 'xxx';
#云市场分配的密钥Key
$SecretKey = 'xxx';
$dateTime = gmdate('D, d M Y H:i:s T');
$auth = 'hmac id="' . $SecretId . '", algorithm="hmac-sha1", headers="date source", signature="';
$signStr = 'date: ' . $dateTime . "\n" . 'source: ' . $source;
$sign = base64_encode(hash_hmac('sha1', $signStr, $SecretKey, true));
$sign = $auth . $sign . '"';

$querys = "bankcard=5204408086566492&idcard=350301194401279422&mobile=18012345678&name=%E5%86%AF%E5%AE%9D%E5%AE%9D";
$url = $url . $path . "?" . $querys;

$headers = array(
    "Host: $host",
    'Accept: text/html, */*; q=0.01',
    "Source: $source",
    "Date: $dateTime",
    "Authorization: $sign",
    'X-Requested-With: XMLHttpRequest',
    'Accept-Encoding: gzip, deflate, sdch'
);

$ch = curl_init();
curl_setopt($ch, CURLOPT_URL, $url);
curl_setopt($ch, CURLOPT_RETURNTRANSFER, true);
curl_setopt($ch, CURLOPT_TIMEOUT, 60);
curl_setopt($ch, CURLOPT_HTTPHEADER, $headers);
curl_setopt($ch, CURLOPT_CUSTOMREQUEST, $method);
$data = curl_exec($ch);
if (curl_errno($ch)) {
    echo "Error: " . curl_error($ch);
} else {
    // Show me the result
    var_dump($data);
    curl_close($ch);
}
using System.IO;
using System.Text;
using System.Net;
using System.Net.Security;
using System.Security.Cryptography;
using System.Security.Cryptography.X509Certificates;
using System;

public class CsharpTest
{
    public static String HMACSHA1Text(String EncryptText, String EncryptKey)
    {
            HMACSHA1 hmacsha1 = new HMACSHA1();
            hmacsha1.Key = System.Text.Encoding.UTF8.GetBytes(EncryptKey);

            byte[] dataBuffer = System.Text.Encoding.UTF8.GetBytes(EncryptText);
            byte[] hashBytes = hmacsha1.ComputeHash(dataBuffer);
            return Convert.ToBase64String(hashBytes);
    }

    public static void Main(String[] args)
    {
        String url = "https://service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com/release";
        String host = "service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com";
        String path = "/bank_card4/verify";
        String method = "GET";
        String querys = "bankcard=5204408086566492&idcard=350301194401279422&mobile=18012345678&name=%E5%86%AF%E5%AE%9D%E5%AE%9D";
        String source = "source";

        //云市场分配的密钥Id
        String  secretId = "xxx";
        //云市场分配的密钥Key
        String  secretKey = "xxx";

        String dt = DateTime.UtcNow.GetDateTimeFormats('r')[0]; //Mon, 19 Mar 2018 12:00:44 GMT
        url = url + path + "?" + querys;

        String signStr = "x-date: " + dt + "\n" + "source: " + source;
        String sign = HMACSHA1Text(signStr, secretKey);

        String auth = "hmac id=\"" + secretId + "\", algorithm=\"hmac-sha1\", headers=\"x-date source\", signature=\"";
        auth = auth + sign + "\"";
        Console.WriteLine(auth + "\n");

        HttpWebRequest httpRequest = null;
        HttpWebResponse httpResponse = null;

        if (url.Contains("https://"))
        {
            ServicePointManager.ServerCertificateValidationCallback = new RemoteCertificateValidationCallback(CheckValidationResult);
            httpRequest = (HttpWebRequest)WebRequest.CreateDefault(new Uri(url));
        }
        else
        {
            httpRequest = (HttpWebRequest)WebRequest.Create(url);
        }

        httpRequest.Method = method;
        httpRequest.Headers.Add("Authorization", auth);
        httpRequest.Headers.Add("Source", source);
        httpRequest.Headers.Add("X-date", dt);

        try
        {
            httpResponse = (HttpWebResponse)httpRequest.GetResponse();
        }
        catch (WebException ex)
        {
            httpResponse = (HttpWebResponse)ex.Response;
        }

        Console.WriteLine(httpResponse.StatusCode);
        Console.WriteLine(httpResponse.Headers);
        Stream st = httpResponse.GetResponseStream();
        StreamReader reader = new StreamReader(st, Encoding.GetEncoding("utf-8"));
        Console.WriteLine(reader.ReadToEnd());
        Console.WriteLine("\n");

    }

    public static bool CheckValidationResult(object sender, X509Certificate certificate, X509Chain chain, SslPolicyErrors errors)
    {
        return true;
    }
}
package main

import (
    "time"
    "fmt"
    "crypto/hmac"
    "crypto/sha1"
    "io"
    "io/ioutil"
    "encoding/base64"
    "net/http"
)


func calcAuthorization(source string, secretId string, secretKey string) (sign string, dateTime string, err error) {
    timeLocation, _ := time.LoadLocation("Etc/GMT")
    dateTime = time.Now().In(timeLocation).Format("Mon, 02 Jan 2006 15:04:05 GMT")
    sign = fmt.Sprintf("x-date: %s\nsource: %s", dateTime, source)
    fmt.Println(sign)

    //hmac-sha1
    h := hmac.New(sha1.New, []byte(secretKey))
    io.WriteString(h, sign)
    sign = fmt.Sprintf("%x", h.Sum(nil))
    sign = string(h.Sum(nil))
    fmt.Println("sign:", fmt.Sprintf("%s", h.Sum(nil)))

    //base64
    sign = base64.StdEncoding.EncodeToString([]byte(sign))
    fmt.Println("sign:", sign)

    auth := fmt.Sprintf("hmac id=\"%s\", algorithm=\"hmac-sha1\", headers=\"x-date source\", signature=\"%s\"",
        secretId, sign)
    fmt.Println("auth:", auth)

    return auth, dateTime, nil
}

func main () {

    //云市场分配的密钥Id
    SecretId := "xxx"
    //云市场分配的密钥Key
    SecretKey := "xxx"
    source := "source"

    sign, dateTime, err := calcAuthorization(source, SecretId, SecretKey)
    if err != nil {
        fmt.Println(err)
        return
    }

    defaultDomain := "service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com"
    path := "/bank_card4/verify"
    query := "bankcard=5204408086566492&idcard=350301194401279422&mobile=18012345678&name=%E5%86%AF%E5%AE%9D%E5%AE%9D"
    url := "https://service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com/release"
    reqUrl := url + path + "?" + query
    client := &http.Client{
        Timeout: 7 * time.Second,//set timeout
    }

    req, err := http.NewRequest("GET", reqUrl, nil) //set body
    if err != nil {
        fmt.Println(err)
        return
    }

    req.Header.Set("Accept", "*/*")
    req.Header.Set("Accept-Charset", "utf-8;")
    req.Header.Set("Host", defaultDomain)
    req.Header.Set("Source", source)
    req.Header.Set("X-Date", dateTime)
    req.Header.Set("Authorization", sign)

    resp, err := client.Do(req)
    if err != nil {
        fmt.Println(err)
        return
    }
    defer resp.Body.Close()

    fmt.Println("status code:", resp.StatusCode)

    //get resp header
    var headerMsg string
    for key, _ := range resp.Header {
        headerMsg += fmt.Sprintf("\n%s:%s", key, resp.Header.Get(key))
    }
    fmt.Println(headerMsg)

    body, err := ioutil.ReadAll(resp.Body)
    if err != nil {
        fmt.Println(err)
        return
    }

    fmt.Println(string(body))
}
import java.io.*;
import java.io.UnsupportedEncodingException;
import java.security.InvalidKeyException;
import java.security.NoSuchAlgorithmException;
import javax.crypto.Mac;
import javax.crypto.spec.SecretKeySpec;
import java.text.SimpleDateFormat;
import java.util.*;
import java.io.BufferedReader;
import java.io.IOException;
import java.io.InputStreamReader;
import java.io.PrintWriter;
import java.net.URL;
import java.net.URLConnection;
import java.net.HttpURLConnection;
import sun.misc.BASE64Encoder;

class test
{
    public static String sign(String secret, String timeStr)
        throws NoSuchAlgorithmException, UnsupportedEncodingException, InvalidKeyException {
        //get signStr
        String signStr = "date: " + timeStr + "\n" + "source: " + "source";
        //get sig
        String sig = null;
        Mac mac1 = Mac.getInstance("HmacSHA1");
        byte[] hash;
        SecretKeySpec secretKey = new SecretKeySpec(secret.getBytes("UTF-8"), mac1.getAlgorithm());
        mac1.init(secretKey);
        hash = mac1.doFinal(signStr.getBytes("UTF-8"));
        sig = new BASE64Encoder().encode(hash);
        System.out.println("signValue--->" + sig);
        return sig;
    }

    public static void main(String[] args) {
        String result = "";
        BufferedReader in = null;

        //get current GMT time
        Calendar cd = Calendar.getInstance();
        SimpleDateFormat sdf = new SimpleDateFormat("EEE, dd MMM yyyy HH:mm:ss 'GMT'", Locale.US);
        sdf.setTimeZone(TimeZone.getTimeZone("GMT"));
        String timeStr = sdf.format(cd.getTime());

        String host = "service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com";
        String path = "/bank_card4/verify";
        String query = "bankcard=5204408086566492&idcard=350301194401279422&mobile=18012345678&name=%E5%86%AF%E5%AE%9D%E5%AE%9D";
        String url = "https://service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com/release";
        url = url + path + "?" + query;
        String source = "source";


        //云市场分配的密钥Id
        String secretId = "xxx";
        //云市场分配的密钥Key
        String secretKey = "xxx";

        try {
            String urlNameString = url;
            URL realUrl = new URL(urlNameString);
            // 打开和URL之间的连接
            URLConnection connection = realUrl.openConnection();
            HttpURLConnection httpUrlCon = (HttpURLConnection)connection;
            // 设置通用的请求属性
            httpUrlCon.setRequestProperty("Host", host);
            httpUrlCon.setRequestProperty("Accept", "text/html, */*; q=0.01");
            httpUrlCon.setRequestProperty("Source", source );
            httpUrlCon.setRequestProperty("Date", timeStr);
            String sig = sign(secretKey,timeStr);
            String authen = "hmac id=\"" + secretId + "\", algorithm=\"hmac-sha1\", headers=\"date source\", signature=\"" + sig + "\"";
            System.out.println("authen --->" + authen);
            httpUrlCon.setRequestProperty("Authorization", authen);
            httpUrlCon.setRequestProperty("X-Requested-With", "XMLHttpRequest");
            httpUrlCon.setRequestProperty("Accept-Encoding", "gzip, deflate, sdch");
            // 建立实际的连接
            httpUrlCon.connect();
            // 获取所有响应头字段
            Map<String, List<String>> map = httpUrlCon.getHeaderFields();
            // 遍历所有的响应头字段
            for (String key : map.keySet()) {
                System.out.println(key + "--->" + map.get(key));
            }
            // 定义 BufferedReader输入流来读取URL的响应
            in = new BufferedReader(new InputStreamReader(
            httpUrlCon.getInputStream()));
            String line;
            while ((line = in.readLine()) != null) {
                result += line;
            }

            System.out.println(result);

        } catch (Exception e) {
            System.out.println("发送GET请求出现异常!" + e);
            e.printStackTrace();
        }
        // 使用finally块来关闭输入流
        finally {
            try {
                if (in != null) {
                    in.close();
                }
            } catch (Exception e2) {
                e2.printStackTrace();
            }
        }
    }
}
/**
 * npm install crypto-js axios
 */
var CryptoJS = require("crypto-js");
var axios = require('axios');

var nowDate = new Date();
var dateTime = nowDate.toGMTString();

var host = "service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com";
var path = "/bank_card4/verify";
var query = "bankcard=5204408086566492&idcard=350301194401279422&mobile=18012345678&name=%E5%86%AF%E5%AE%9D%E5%AE%9D";
var url = "https://service-m5ly0bzh-1256140209.ap-shanghai.apigateway.myqcloud.com/release";
url = url + path + "?" + query;
var source = "source";

//云市场分配的密钥Id
var secretId = "xxx";
//云市场分配的密钥Key
var secretKey = "xxx";

var auth = "hmac id=\"" + secretId + "\", algorithm=\"hmac-sha1\", headers=\"x-date source\", signature=\"";
var signStr = "x-date: " + dateTime + "\n" + "source: " + source;
var sign = CryptoJS.HmacSHA1(signStr, secretKey)
console.log(sign.toString())
sign = CryptoJS.enc.Base64.stringify(sign)
sign = auth + sign + "\""
console.log(sign)

var instance = axios.create({
    baseURL: url,
    timeout: 5000,
    headers: {
        "Source": source,
        "X-date": dateTime,
        "Authorization": sign
    },
    withCredentials: true
});


instance.get()
    .then(function (response) {
        console.log(response);
    })
    .catch(function (error) {
        console.log(error);
    });

正常返回示例

{
    "code": "0",//返回码
    "message": "成功",//返回码描述
    "result": {
        "bankcard": "520440**********492",//银行卡卡号
        "name": "冯**",//姓名
        "idcard": "35030119******9422",//身份证号码
        "mobile": "180*****678",//手机号码
        "res": "2",//验证结果状态码(1,2,3,-1)
        "description": "认证信息不匹配"//验证结果状态描述(与res状态码相对应)
    }
}

失败返回示例

{
    "code": "20603",
    "message": "请求银行卡号不标准:银行卡为空或者卡号错误",
    "result": {}
}

返回码定义

返回码
返回信息
描述
无参数
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